1.About these terms#
These terms are a contract between you and Worllet Ltd, the Nigerian company that builds and operates MiTax. They apply every time you open the MiTax app, the MiTax Pro workspace, the MiTax State portal, or the MiTax website.
By creating an account, paying for a plan, or filing a return through MiTax, you agree to these terms. If you do not agree, please stop using MiTax. We may update these terms from time to time; when we do, we will tell you inside the app and update the date at the top of this page.
We have written these terms in plain English on purpose. Where the law requires specific wording, we have kept it. Everything else is the way a careful person would explain it to a friend.
2.Who can use MiTax#
MiTax is built for taxpayers in Nigeria. That includes individuals, freelancers, sole proprietors, registered businesses, employers, corporates, and tax professionals serving Nigerian clients. If you are outside Nigeria but have a Nigerian tax obligation (for example, diaspora income or non-resident filings), you may also use MiTax.
MiTax Pro is the workspace for tax consultants and accounting firms. If you sign up as a Pro firm, you agree that you have the right to act on behalf of any client whose information you upload, and that those clients have consented to their data being processed through MiTax.
You must be at least 18 years old to open a MiTax account. If you are signing up on behalf of a business, you must have the authority to bind that business to these terms.
3.Your account#
You are responsible for keeping your login details safe. Do not share your password, do not let anyone else file under your name, and tell us straight away if you think your account has been used by someone else.
You are also responsible for the accuracy of the information you give us. Your Tax ID, your income figures, your business details, your employer records, and any document you upload should be true and current. MiTax calculates your tax based on what you provide; wrong inputs lead to wrong outputs.
If we find that an account was opened with false information, or that an account is being used to evade tax rather than comply with them, we may suspend or close the account and report the matter to the relevant authority.
4.Subscription plans and billing#
MiTax has a free plan and three paid plans: Personal at ₦1,500 per month, Business at ₦8,000 per month, and Corporate at ₦25,000 per month. You can change plans at any time from inside the app.
Annual billing gives you the year for the price of ten months (we call this "save two months"). Once you pay for an annual plan, the year is non-refundable except where the law requires otherwise. Monthly plans renew automatically each month until you cancel, and you can cancel at any time from your billing settings.
On top of subscriptions, MiTax charges a 1% transaction fee whenever a payment goes through our rails, with a ₦500 minimum and a ₦250,000 cap. The cap is a deliberate ceiling: even on very large payments, you will never pay more than ₦250,000 in MiTax fees on a single transaction. Government taxes, levies, and PSP charges are separate; we surface them clearly before you confirm.
5.Money flow#
MiTax does not hold your money. When you pay a tax, the money goes from your bank or card to a licensed Nigerian payment service provider (Paystack or Flutterwave), and from there straight to the relevant government account. We never sit between the two ends with your funds in a MiTax wallet.
This is a core design choice. It means MiTax does not need a banking licence, your money is never exposed to our balance sheet, and every payment is traceable end to end. We earn our 1% transaction fee from the PSP rails; we do not skim from the tax amount itself.
If a payment fails, you will see why in the app and you can retry. If money is debited but the filing does not complete, contact us and we will work with the PSP to reconcile or refund. Refund timelines depend on your bank, usually three to seven working days.
6.Tax filings and your responsibility#
MiTax calculates your tax on our servers, not in your phone or browser. We do this so the numbers can be trusted and so we can show our working. Our calculations follow the Nigeria Tax Act 2025 and the templates published by the NRS and the State IRS we integrate with.
Even though MiTax does the math, the legal duty to file the correct return is yours (or, for Pro firms, your clients'). Before you submit anything, you can preview the figures, the form, and the destination. If something looks wrong, do not submit; ask us first. Once a filing has been accepted by the NRS or a State IRS, you are responsible for the contents of that filing.
If a calculation error is later traced to a MiTax bug, we will fix the bug, help you correct the affected filings, and cover any penalty that was caused directly by our error (subject to section 9). If the error was caused by wrong inputs you supplied, the penalty stays with you.
7.Acceptable use#
Use MiTax to comply with Nigerian tax law, not to evade it. Do not file returns you know to be false, do not impersonate another taxpayer, do not pretend to be a Pro firm if you are not registered as one, and do not attempt to interfere with our servers, our integrations, or other users' data.
You agree not to scrape, reverse engineer, or stress-test the platform without our written permission, and not to resell access to MiTax as if it were your own product. Embedded use of MiTax inside another platform requires a partnership agreement; talk to us first.
If we believe an account is being used in a way that breaks Nigerian law or these terms, we may suspend access while we investigate and may report the activity to the NRS, the relevant State IRS, the NDPC, or law enforcement.
8.Termination#
You can close your MiTax account at any time from settings. We will keep filing records for as long as Nigerian tax law requires (typically six years) and then delete them. Subscription credits are not transferable.
We can suspend or close an account if you break these terms, if we are required to do so by law, or if leaving the account active would expose other users or the platform to risk. Where we can give notice, we will.
Closing an account does not cancel obligations that already existed: filings already submitted stay submitted, payments already made stay made, and any tax already owed to the government stays owed.
9.Limitation of liability#
MiTax is provided as is. We work hard to keep the platform accurate, available, and secure, and we test changes carefully, but we cannot guarantee that the service will be uninterrupted or error-free. Outages by the NRS, State IRS, banks, or PSPs are outside our control.
To the fullest extent allowed by Nigerian law, our total liability to you for any claim arising out of MiTax is limited to the fees you paid us in the twelve months before the event that caused the claim. We are not liable for indirect losses such as lost profits or lost business opportunity.
Nothing in these terms limits liability for fraud, for gross negligence, or for anything that cannot be limited under Nigerian law.
10.Governing law#
These terms are governed by the laws of the Federal Republic of Nigeria. Any dispute that cannot be resolved by an honest conversation will be heard by the courts of Lagos State.
Where Nigerian law gives you rights that cannot be waived (for example, certain consumer-protection rights), those rights continue to apply alongside these terms.
11.Contact#
Worllet Ltd, a subsidiary of JCP Group, operates MiTax. Our office is at Plot 12, JCP House, Victoria Island, Lagos.
For legal notices: legal@mitax.io. For everyday support: support@mitax.io. For billing: billing@mitax.io. Or use the contact page.